Mortgage Payment Options
Everything you need in one place keeps you in control: make one-time or recurring payments and quickly access resources for payment-related questions.
Pay online
Easily and securely submit your payment to RoundPoint’s You Are Home™ platform online. You can choose between making a one-time payment or setting up recurring payments.
You Are Home™ mobile app
The You Are Home™ mobile app is also a safe and secure method of setting up payment options. It has all of the same functionality of our You Are Home™ platform, but in the palm of your hand.
Recurring monthly payment (ACH)
ACH is an easy and efficient way to make your monthly mortgage payment. By using this free payment service, your mortgage payment automatically deducts from your designated checking or savings account each month.
We offer a variety of options so you can choose the payment schedule that best suits your needs:
- Monthly: Your payment will be automatically debited once a month.
- Biweekly: Half of your monthly payment will be automatically debited every 14 days.
Note: Twice a year, this will result in an extra half payment being drafted that will result in a principal curtailment that pays down your loan balance.
- Semi-Monthly: Your payment will be split between two payments, automatically debited twice a month.
To set up and manage your recurring monthly payment, register or log in to your You Are Home™ online account.
Request payoff
Are you ready to pay off your home loan? To start the payoff process, click below to submit your payoff request electronically. If you are paying off your mortgage and you were making payments through a bill pay service or Automated Clearinghouse (ACH) with RoundPoint Mortgage Servicing LLC, please make sure to cancel or delete any future payments at least five (5) days prior to sending payoff funds.
Payment FAQs
PAY ONLINE:
Securely submit your payment using your online You Are Home™ account. Choose from either a one-time payment or set up recurring payments.
RECURRING MONTHLY PAYMENT (ACH):
ACH is an easy and efficient way for you to make your monthly mortgage payment. With this payment method, your mortgage payment will automatically deduct from your designated checking or savings account each month on the date you choose.
To set up and manage your recurring monthly payment, log in to your You Are Home™ online account. Enroll, edit, or cancel your recurring ACH at any time through this safe and secure customer-friendly platform.
ONLINE BILL PAY:
You can use your financial institution’s bill payment service to send payments electronically. Make sure to include your RoundPoint loan number as the account to pay.
Note: Some third-party electronic bill-pay services may withdraw the funds from your bank account prior to sending our way. We will credit your account when we receive the payment from the third-party service.
PAY BY PHONE:
Call our Customer Care team with your bank account information available for reference.
PAY BY MONEYGRAM:
Make cash payments at any MoneyGram location.
Please have the loan number and the receiver code available when completing the transaction. The receiver code is 7302.
PAY BY MAIL:
Detach the payment coupon and mail it along with a check or money order. Please write the loan number on the check or money order and mail it to us.
Yes. Please click here to access your online account and make the change.
Note: Draft dates cannot exceed the grace period for your loan. Additionally, if the change request is submitted after the scheduled draft date, the change will take effect with your next scheduled draft.