Refinance Options

Replace your current mortgage with another loan offering a different rate and term

Refinance Options for Every Borrower

When it comes to refinancing, we have options for nearly every borrower and situation. Are you looking to utilize your home equity to pay down debt, reduce your monthly payment or shorten the term of your loan? Speak to your Loan Officer for more details.

Offering Competitive Rates for All Refinance Options

REFINANCE DESCRIPTION
Conventional Refinance
By far, the most common type of refinance option, a RoundPoint Mortgage Servicing Corporation conventional refinance is simple, easy, and hassle-free. Use this option to eliminate private mortgage insurance, refinance to a lower interest rate, get cash out, or change your term.
FHA Streamline Refinance
Designed to make the refinancing process easier for those who already have a current FHA Mortgage, an FHA Streamline can help you save time and money with reduced documentation requirements. You may also be able to refinance without an appraisal, credit check, or income documents.
VA IRRRL (VA Interest Rate Reduction Refinance Loan)
Exclusively for veterans, military personnel, and their families, the VA Interest Rate Reduction Refinance Loan (IRRRL) helps make refinancing more affordable even if you don’t currently have a VA mortgage. A VA IRRRL allows homeowners to avoid out-of-pocket closing costs by rolling qualifying fees into the loan and does not always require an appraisal.
FHA 203(k) Renovation Loan
Finance home improvements that will increase your home’s value with this FHA renovation loan. This refinance option allows homeowners to get extra cash out to fund greater repairs or even pay off debt.
Cash-Out Refinance
Many homeowners utilize a cash-out refinance to tap into the equity of their home and turn it into cash. You can use this cash to finance home improvements, a vacation, or however you like!